Q&A


Q & A

よくあるご質問

日本のお客様からよくあるご質問

マイホームの購入計画をたてるときどのような事に留意すればよろしいですか?

まず、住みたい地域を決めます。そして、通勤、通学等の交通の利便性、他、生活環境、
発展性など、何に重点を置くかを決めます。資金計画は堅実に計画しましょう。
借入金は無理なく返せる金額に設定します。
ローンの借入先を決めます。

頭金(自己資金)はどのくらい必要ですか?

一般的には物件価格の概ね10%∼20%程度必要になります。購入価格以外にも、税金・ローンの事務手数料などが現金で必要になるので、注意する必要があります。

マンションと一戸建てはどちらがよろしいでしょうか?

それぞれに良いところがありますので一概にどちらが良いとはいえません。
マンションであれば玄関も含めて非常に段差が少ないものが多く、気密性が高いため冷暖房効率も良い傾向があります。一方で一戸建ては当然建物内に他の居住者がいませんから、階下への気遣いが不要だったり思い通りのリフォームが出来たりといったメリットがあります。
どちらがお客様のライフスタイルにより合うのかが重要になります。

不動産の購入時必要となる諸費用の種類は?

まず、購入時に必要となる費用としては以下のような費用です。
 1.不動産移転登記費用
 2.不動産取得税
 3.仲介手数料 ※売買金額によって異なる
 4.固定資産税の日割り精算
 5.マンションの場合、管理費修繕積立金の日割り精算
 6.収益物件の場合は、家賃精算金を受け取れます
 7.火災保険料 ※任意加入

不動産購入時の流れは

まず、気に入った不動産の物件を押さえる際に購入意思を明確にするために買付証明書を提出します。売主様と相談し契約日と残代金を支払う決済日を決め、契約日に購入対象の不動産の重要事項説明を受けご納得頂いた上で、契約します。あとは、決済になりますが、基本的に購入まで約1ヶ月を要します。

日本不动产买卖问题集

如何知道房产已过户到自己名下?

房产证上有房屋持有人的名字,并且去日本的法务局都可以查出房屋信息(有记载房屋持有人的姓名)。

中国的土地使用权和日本的土地所有权的区别?

中国法律中不存在土地私有,而在日本,法律是承认土地所有者的权利的。所以,在中国,土地使用权的有效期,—般居住用公寓为70年以下,商此用为40年以下。而在日本,一旦购入,则土地的使用期限是没有规定的,可永久使用。
此外,关于建筑物用途,在中国必须取得国家政府的相应许可才可以进行相应建筑物的建造,用途单一。而在日本的规定较有余地,基本上都不会硬性规定为单一用途。所以,将来也可以改建为办公楼或者其他商业设施

如果在日本投资买了房子,发生地震怎么办?

担心地震,可以购买地震保险。一旦发生地震。这些保险在房屋损伤后赔付业主大部分的经济损失,客户完全可以安心购房。

购买前可以看房吗

如果购买时该房屋是空室的话,则可以进入室内了解房屋情况。
如果购买时里面已有租客的话,由于日本法律对租客的保护,所以不可进入室内看房。虽然不能详细了解房屋内的情况,但房屋周边及整体大楼的情况会为您查询。有租客最大的优点是,购房后即可以省去寻找入住者的手续,而且租金也可以马上进账。

日语不通也可以进行房屋买卖吗

可以,在买房过程中株式会社幸和JAPAN可提供全程中文服务。

本人不到场可以买房吗?

可以,本人不到场的话,可以视频签约或全权委托株式会社幸和JAPAN为您办理所有手续。

买卖房屋时需要保证人吗?

不需要,外国人在日本买房,与日本人同等待遇。

什么类型的房屋物件收益率较高

房屋的类型分为多种形态。其中租赁型公寓和租赁型单间公寓被认为是风险最小的。
作为投资收益性物件,区域上要考虑租客的需求,距离车站的距离等情况来决定物件的价值。

如果租客不交租怎么办?

日本人民普遍性格诚实,拖欠租金情況少见。日本亦有所谓的保证公司,若租客有房租拖欠等问题,保证公司会替租客缴纳房租。使用保证公司的情況非常普遍。另外租客也会提供保证人,房租拖欠时可向保证人追讨租金。

本人不在日本,怎样向租客收租及处理各种租务问题?

株式会社幸和JAPAN可提供全套后续管理服务

东京现在租金回报率如何?

实际回报率3.5-5.5%。从全球来看算高回报的。

大阪现在租金回报率如何

实际回报率4.5-7.5%。从全球来看算高回报的。

日本房屋的修缮金一定要支付吗?都是由业主来支付吗?

通常日本投资用的公寓,为了保持公寓的清洁,会在一定期间內进行维护和修缮工作。
这部分资金会在每月定期向业主进行定额收取,被称为修缮基金。
修缮基金会用于外壁,楼道,走廊,配管等公用部分的修缮。
修缮费用分为业主和入住者两部分,不是业主全部承担的。
入住者需要负担室内的维护费用,这部分从入住者的保证金中支付,不需要业主承担。

日本房产的税金

在日本拥有房产,需要依据日本要求缴纳税金。具体计算方式由专业咨询师为您解答

买日本房子会产生的费用?

日本买房时会产生税费,律师费和中介费等,具体计算方式由专业咨询师为您解答。

买日本房子所需要的材料

在日本买房需要您本人的身份证和住所公正材料。

买日本房子可以贷款吗?

原则上是可以的。首先日本本土银行不接受没有日本国籍及日本永驻权(绿卡)的人士贷款。但中国客户在中国银行大阪分行办理贷款,满足条件者是可以实现的。需要提供相关资产及收入证明等材料。且中国国内不能有资信问题,最好国内没有房屋贷款等。具体由我们专业咨询师为您解答。

购买房地产后,可以移民吗?

单纯购买日本不动产是无法实现移民的,但是,我们公司也有相关移民业务,具体由我们专业咨询师为您解答。

中国人可以购买日本房地产吗?有何限制?

日本现在并没有禁止外国人取得日本房地产的法令及法规。事实上,中国人正在购买以大阪为投资主导方向,京都、神户等地的房地产。在日本购房采取登记原则,外国人可在日本拥有产权登记后的不动产,其交易相关必要证件需依相关规定办理。再有,日本的房地产,土地和建筑都可以成为购买者的名义,可以贩卖和继承。

日本买房讲价空间有多少?

因为日本的房价都是透明的,而且在日本这个国家也没有讲价的文化,所以原则上没办法讲价。

日本买房子中介费是多少?

200万日币以内的房子是房价的5%乘以消费税(1.08%),200-400万日币的房子房价的(4%+2万日币)乘以消费税(1.08%),400万日币以上的房子房价的(3%+6万日币)乘以消费税(1.08%)。

买房子和卖房子需要多少其他费用

买房子只需要房价的6-7%的初期费用,卖房子如果房价不变只需要房价的4%左右的费用。

日本房子寿命是多少?

日本的房子建筑时都说得是百年建筑,而且日本房子会一直得维修,所以寿命是未知的。

日本房子每年持有成本是多少

日本的房子每年持有的话需要交千分之3-4的房产税,和物业管理费,还有维修费,一共2%左右。

日本房子可以重建吗?

日本的房子大部分是可以重建的。

日本房子修缮周期是多久?

日本一户建是木造结构的,一般修缮在15年左右,无强制修缮。公寓房是混凝土结构的,一般修缮在25-30年左右,由物业管理公司修缮。

日本买了房子可以抵押银行贷款吗?

如果在日本没有交税的话,就算抵押房子也无法贷款。

买日本房子可以写小孩名义吗

日本买房子可以写小孩的名义的。

买日本房子可以写多人名义吗?

买房子是可以写多人名义的。

卖房子有时间上的限制吗?

卖房子是没有时间限制的,但是不建议五年内出售,五年内出售所得税将近40%,五年后出售所得税20%。

房租收益需要交税吗?

如果没有打算日本移民的话,不交税也可以。但是如果有移民计划的客户建议交税。

购房怎样支付房款?

可以直接海外送金到我公司帐户,也可以在国内支付人民币(汇率按照百度即时汇率加0.0013-0.0015)。

租金打日币还是人民币?

租金收到的都是日元,所以打房租都是以日元形式。

租金是否可以拿现金?

租金可以选择收现金的

租金可以选择收现金的

从交购买申请到交付全款一般是一个月左右时间。

日本房子有遗产税吗?

有的,具体由我们专业咨询师为您解答。

日本房子有赠与税吗?

有的,具体由我们专业咨询师为您解答。

租客退居后招租怎么办?需要付费用吗?

原则上退居情况比较少,但是如果碰到退居也不用担心。我们公司会为您招租,招租服务费一般是2-3个月房租。

买完房子可以做民宿吗

没有许可是不可以作民宿的,但是不是所有的房子都可以申请民宿许可,一般公寓不可以,一户建申请可能性比较大。

日本租约是多久?

一般是2年,也会有一年的,租期满了以后,租客与房东每年自动叙约。

买完房子可以涨租客房租吗?

正常来说是不可以的,但是可以根据周围的租金涨幅,可以提前半年要求租客合理的涨租金,但是租客可以不接受。

出租中的房子可以回收自己使用吗?

正常来说是可以的,但是是自己收回来自住的情况下算是正当理由,收回来租给别人是不可以的,当然租客也可以拒绝,多半是要支付租客找新房子的费用。

日本人讲究房子朝向吗?

因为日本土地有限,房子的密度很大所以日本人都不怎么讲究朝向的。

小户型和大户型哪个投资回报率高?

小户型。因为小户型和大户型租金差异不是很大,但是房价差异很大。

新房和旧房哪个回报率高?

旧房。因为旧房和新房租金差异不是很大,但是房价差异很大。

一户建和公寓有什么区别?

一户建比较适合自住,交通不便利,维护成本低,面积大。公寓的地理位置比较好,交通也方便,维护成本高,同样金额的话没有一户建面积大。

日本买房会有中文版吗?

没有的,只有日文版本的合约书和重要事项说明书。

日本买房子有数量限制吗?

在日本买房子没有数量限制,也没有限购一说

日本的土地都是永久权利吗?

几乎都是永久权利,但是有极少数是借地权利。

Customers Abroad

How do you know the property has been transferred to your name?

Property ownership certificate shows house owner name, and you can go to Japanese Legal Affairs Bureau to check property informations which includes ownership information, etc.

Chinese land use rights and Japanese land use rights difference?

The main difference between japan and china is, Japanese landlord holds permanent use rights while Chinese landlord holds 70 years use rights for residential, 40 years use rights for commercial. Regarding building consent, China is very strict and is limited to change type of use. For example from residentail to commercial. But in Japan, it is much easier to do so.

What happens if you invest in a house in Japan and earthquake occurs?

You can buy earthquake insurance if you are worried about an earthquake. In case of an earthquake. These insurances compensate owners for most of the economic losses after a home is damaged, and the customer is perfectly comfortable buying a home.

Can you view your property before you purchase?

If the house is empty at the time of purchase, you can go inside to learn about the house. If there are already tenants inside when buying, due to the protection of Japanese law to the tenants, it is not allowed to enter the room. Although it is not possible to know the inside information of the house in detail, the situation of the surrounding area and the whole building will be inquired for you. The biggest advantage of having a tenant is, you can avoid procedure of looking for new tenants, also, rent is instantly paid to your account.

Can house purchase be taken place without speaking Japanese?

Yes of course, our company is here to provide all the service that’s required when purchasing house in Chinese language.

Can I purchase house if I am not present?

Yes, if the purchaser is not present, Buyer can sign a contract with video or gave consent to our company to take every step for buying a property.

Do I Need a guarantor when buying and selling a house?

NO, do not need, foreigner purchase property in Japan is equivalent to local Japanese buyer.

NO, do not need, foreigner purchase property in Japan is equivalent to local Japanese buyer.

The type of property is divided into various forms. Rental apartments are considered to be the least risky. As an object of investment profitability, location is the main concern for tenants, distance towards stations will impact its value.

What if the tenant doesn’t pay the rent?

Japanese people are generally honest. rent arrears is rare. There are also so-called guarantee companies in Japan, which will pay the rent for the tenants if they are in arrears. It’s pretty common to use guarantees company. In addition, the tenant will also provide a guarantor, rent arrears can be claimed from the guarantor.

If I am not in Japan, how can I collect and handle all kinds of leasing issues from the tenant?

It’s our companies job to make sure everything is being taken care on behalf our client.

What is the rental return rate in Tokyo?

It’s 3-5%, above global average.

What is Osaka’s rental return rate?

It’s 4-7%, above global average

Is house repairs paid by the owner in Japan?

Apartments, which are typically invested in Japan, are maintained and repaired over a period of time to keep them clean. The money is collected on a regular basis every month from the owners, known as the repair fund. The repair foundation is used to repair common parts of walls, floors, corridors, pipes, etc. Repair cost is shared with owner and tenants, not to be fully paid by owner. Tenants shall bear the indoor maintenance costs, which shall be deducted from tenants bond.

Taxes on Japanese property?

Owning property in Japan requires payment of taxes. The specific calculation method is solved by a professional consultant.

The cost of buying a house in Japan?

When buying a house in Japan, there will be taxes, lawyers’ fees and agent fees, etc. The specific calculation method is solved by a professional consultant.

Documents needed for buying property in japan?

Buying a house in Japan requires your own personal id and property certificate document.

Can I apply loan to purchase house in japan?

Yes, it’s possible, although Japanese bank doesn’t give out loan to people without residency or citizenship. But you can still try apply loan from bank of china in Japan. For more information we will provide you a professional consultant to deal with this.

After buying real estate, can I immigrant?

The purchase of real estate in Japan is not possible to achieve immigration, but our company also has relevant immigration business, for more information please talk to our professional consultants.

Can Chinese buy Japanese real estate? What is the restriction?

There are no laws and regulations that forbid foreigners from acquiring Japanese real estate. In fact, the Chinese are buying properties in places like Kyoto and Kobe areas thats surrounding Osaka. The registration principle is adopted for house purchase in Japan. Foreigners can own the real estate after property registration in Japan, and the necessary documents for transaction shall be handled in accordance with relevant regulations. In addition, Japanese real estate, land and buildings can be used as the name of the buyer, can be sold and inherited

The benefits of buying house in Japan?

Deposit money (receive interest from rent), foreign exchange (with a low value in Japanese yen) and investing in property (with plenty of room for property appreciation).

Is it possible to bargain when purchase property?

it is unlikely to do so as there is no tradition in japan to have bargains.

How much is the agency fee for buying a house in Japan?

Price within 2 million yen is 5% of the house price multiplied by consumption tax (1.08%), price between 2 million yen and 4 million yen (4%+ 20,000 yen) multiplied by consumption tax (1.08%), the house price above 4 million yen (3%+ 60,000 yen) multiplied by consumption tax (1.08%).

What is the lifespan of Japanese houses?

Japanese houses are built over a hundred years, and they will always have to be maintained, so the lifespan is unknown.

What is the annual carrying cost of Japanese houses?

Japanese houses pay 3-4 per thousand property taxes, property management fees and maintenance fees per year, about 2 percent in total.

Can Japanese houses be rebuilt?

Yes, most of the house can be rebuilt.

How long is the repair cycle in Japan?

A Japanese household is built of wood, usually repaired in 15 years or so, without mandatory repair. Apartment buildings are concrete structures, typically repaired in about 25-30 years, and repaired by property management companies.

Can house be a guarantor for loan from bank?

If you don’t pay taxes in Japan, you can’t get a mortgage on your house.

Can I write in the name of a child when buying a Japanese house?

Japanese houses can be written in the name of children.

Can Japanese house has multiple owners?

Yes, it can be written in multiple peoples names

Is there a time limit for selling the house?

There is no time limit for selling the house, but it is not recommended to sell the house within five years. The income tax is nearly 40% within five years and 20% after five years.

Do I have to pay tax on the rental income?

If you don’t intend to immigrate to Japan, you can do without paying taxes. But customers with immigration plans are advised to pay taxes.

How to pay for purchasing house?

You can directly transfer YEN to our company account, or you can pay RMB in China (the exchange rate is +0.0010-0.0015 higher than Baidu instant exchange rate).

Is the rent paid in Japanese yen or RMB?

The rent is paid in Japanese yen, so the rent will be in Japanese YEN value.

Can I get cash for the rent

Can I get cash for the rent

How long does it take to complete a buying delivery?

It usually takes about one month from the purchase application to the full payment.

Is there a gift tax on Japanese houses?

Yes, for more information please ask our consultant.

Do Japanese houses have estate tax?

Yes, for more information please ask our consultant.

What happens if tenants leave and try to get new tenant, Do I have to pay?

It doesn’t happen often, however our company will take care for you on renting it out, we charge 2-3months rent as service fee.

Can we make a home stay after buying the house?

A home stay is not allowed without A permit, but not all houses can apply for A home stay permit. Generally, an apartment is not allowed. House is more likely.

How long is the rent term usually?

Usually two years, and there are one year one as well. After the contract expires, usually tenant and landlord will renew the contract./p>

Can I increase rent after I purchase?

Usually it is not ok, but you can ask the tenant for A reasonable rent increase half A year in advance according to the rent price surround, but the tenant can choose not to accept.

Can rental houses be recycled for personal use?

Usually it is ok, especially for personal use as “home”. It is not ok for owner to take back my house and rent it to others. Of course, the tenant can also refuse, mostly owner needs to pay for the tenant to find a new place to stay

Do the Japanese care about house orientation?

Japanese people are not very particular about orientation because of the limited land and the high density of houses.

Which has the higher rate of return on investment? Small property or Large property?

Small apartment. As the rent is not so much different between these two, but the purchase price is huge difference.

New house and old house which return rate is higher?

Old house. As the rent is not so much different between these two, but the purchase price is huge difference.

Old house. As the rent is not so much different between these two, but the purchase price is huge difference.

House is more suitable for self-living, with inconvenient transportation, low maintenance cost and larger area. The geographical location of the apartment is relatively good, traffic is also convenient, maintenance costs are high, the same amount of price with a much smaller living area.

What’s the difference between House and apartment?

House is more suitable for self-living, with inconvenient transportation, low maintenance cost and larger area. The geographical location of the apartment is relatively good, traffic is also convenient, maintenance costs are high, the same amount of price with a much smaller living area.

Is there a Chinese version document for purchasing property?

No, everything is in Japanese.

Is there a limit on the number of houses can be bought in Japan?

There is no quantity limit or restriction on buying properties in Japan.

Is land in Japan a permanent right?

Almost all of them are permanent rights, but few of them are lease rights.